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Beneficiaries are the people who can claim recovery access after death verification completes.

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What beneficiaries receive

After verification, a beneficiary receives a claim link. The claim page lets them start a recovery session and collect enough released shares to reconstruct the vault key in their browser.
Once a beneficiary reconstructs the vault key, they can decrypt the vault items available in the recovery payload. Allocation percentages are informational; they do not cryptographically restrict item access.

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Allocation percentages

Allocation percentages help document intended estate allocation. Eternum validates that beneficiary allocations total 100% or less. Example: Unassigned allocation stays unspecified in Eternum.

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Beneficiary limits by plan

Claim tokens can only be generated after death verification reaches the verified state. Before that, beneficiaries can be listed on the account but cannot access recovery.